ʻLelo Auhau Kūpono: Pehea e hiki ai i nā mea paʻi kiʻi ke kiʻi kūpono mai ka IRS

Ke mālama nei paha ʻoe i Nā Kānāwai ʻauhau o ʻAmelika Hui Pū ʻIa? ʻIke paha ʻoe i ka mea e nānā ai? E kōkua mākou iā ʻoe me kēia alakaʻi ʻike.

Akahana: Kākau ʻia kēia alakaʻi ma ke kānāwai ʻauhau o ʻAmelika Hui Pū ʻIa. E loli paha nā kānāwai mai kēlā me kēia mokuʻāina ʻoiai ʻaʻole kau ʻia nā kānāwai ʻauhau mokuʻāina āpau ma nā kānāwai ʻauhau pekelala. ʻO kēia ʻatikala i manaʻo ʻia e lilo i alakaʻi alakaʻi ʻike. E kūkākūkā nā mea heluhelu o ʻAmelika Hui Pū ʻIa me kahi mea hoʻomākaukau ʻauhau i hoʻopaʻa inoa ʻia e loaʻa ai ka ʻōlelo ʻauhau a me ka ʻauhau. E kūkākūkā nā mea heluhelu honua me kā lākou luna ʻauhau kūloko no ka wehewehe ʻana i nā kānāwai ʻauhau.

 

ʻO Hobby vs. ʻOihana

ʻO ka noʻonoʻo nui mua i ka hoʻoholo ʻana pehea e hoʻonohonoho ai i kāu palapala no ka manawa ʻauhau: He leʻaleʻa a ʻoihana paha ʻoe? Hōʻike ka lawelawe kālā loaʻa i ka ʻokoʻa ma ka haʻi ʻana i kahi ʻoihana he "kumu waiwai." ʻAe ka IRS iā ʻoe e hoʻoholo i kāu iho. Eia nō naʻe, e noʻonoʻo lākou i ke koho ʻana inā ʻoe e koi ana i nā hōʻemi ʻoihana i kāu ʻauhau a ʻaʻole e huli i kahi loaʻa ma ʻekolu o ʻelima mau makahiki ʻauhau mua.

Ma ke ʻano he paʻi kiʻi, ke hoʻoholo nei inā e holo ana ʻoe i kahi ʻoihana a i ʻole he leʻaleʻa no nā kumu ʻauhau, e nīnau iā ʻoe iho i kekahi mau nīnau.

1. Ke hāʻawi nei wau i kahi manawa nui i kaʻu hana?  ʻO ka paʻi kiʻi ʻana i nā hana ʻohana a me ke kūʻai aku ʻana i kāu paʻi paʻi ʻaʻole paha e hōʻoia i ka IRS he kumu waiwai kāu.
2. ʻIke lawa paha wau e holo i kahi ʻoihana kūleʻa?  Ke holo nei i kahi ʻoihana paʻi kiʻi ʻaʻole ia e puni wale i ka ʻike o kahi kāmela a me ka lako polokalamu hoʻoponopono. Inā ʻaʻole ʻoe ʻike e pili ana i nā ʻaoʻao o kahi ʻoihana paʻi kiʻi, ʻaʻole liʻiliʻi ʻoe e huki i ka loaʻa kālā a e manaʻo ʻia he leʻaleʻa.
3. Ke hoʻomaikaʻi nei wau i kaʻu mau hana o ka hana i hiki ai iaʻu ke loaʻa kālā?  Pili loa kēia i ka ʻoihana paʻi kiʻi. Ke holomua mau nei ke paʻi kiʻi ʻana. Puka mai nā pono hou, puka nā huahana hou, kaulana nā kaila, hoʻololi nā kumukūʻai. Inā ʻaʻole ʻoe e mālama, e lilo ana paha kāu ʻoihana i nā mea paʻi kiʻi e kiaʻi nei, kahi e hoʻokau ai i kāu loaʻa kālā.

No ka heluhelu hou ʻana i ka hobby vs. ʻoihana, e nānā i ka ʻatikala IRS:

Kānāwai Mokuʻāina

ʻO nā kānāwai mokuʻāina e uhi ana i ka ʻauhau loaʻa kālā, ʻauhau ʻoihana, a me nā ʻauhau kūʻai aku e loli paha e pili ana i ka mokuʻāina. Koi paha kekahi mau mokuʻāina i nā mea paʻi kiʻi e kāohi i ka ʻauhau kūʻai aku ma nā paʻi a me nā huahana wale nō, ʻoiai ʻo nā mokuʻāina ʻē aʻe e koi i nā mea paʻi kiʻi e kāohi i ka ʻauhau kūʻai ma nā hoʻoili uila. Koi aku kekahi mau mokuʻāina i kahi laikini no nā mea paʻi kiʻi e hana ʻoiai ʻaʻole ʻē aʻe. Ma mua o kou faila ʻana i nā ʻauhau no kāu ʻoihana, e ʻike pono ke hoʻokō nei ʻoe me kāu mau kānāwai mokuʻāina. Inā pilikia ʻoe i ka hoʻomaopopo ʻana i nā kānāwai o ka mokuʻāina, nui nā mokuʻāina i loaʻa nā ʻoihana liʻiliʻi liʻiliʻi / ʻoihana ʻauhau ʻoihana e ʻae iā ʻoe e kamaʻilio me kekahi mea hiki ke wehewehe i kāu kuleana. Hiki paha iā ʻoe ke hoʻokaʻaʻike i kahi loio ʻauhau.

Loaʻa kālā a me nā hoʻolilo

Wahi a ka US Tax Code, pono mākou e hōʻike i nā loaʻa kālā āpau, inā ʻaʻole i kuhikuhi ʻia ʻaʻole nontaxable, a ke manaʻo ʻia nei mākou (a i kekahi mau hihia e koi ʻia) e lawe i nā hōʻemi no nā lilo ʻoihana kūpono. Pehea mākou e hōʻoia ai e hahai nei mākou i kēia mau rula? E hoʻomaka me ka mālama ʻana i nā loaʻa. E mālama i kahi loke o kāu mau hana a me ka loaʻa kālā loaʻa iā ʻoe no lākou. Hoʻohana nā mea paʻi kiʻi he nui i ka polokalamu e hoʻokele i kā lākou loaʻa kālā a me nā lilo.

I nā ʻoihana ʻo ʻAmelika Hui Pū ʻIa a pau, pono nā lilo i kau ʻia ma ka hoʻihoʻi ʻauhau he “maʻamau a pono”. Pono ʻoe e hoʻomanaʻo e hoʻokaʻawale i kāu mau ʻoihana ʻoihana mai kāu lilo pilikino. Hiki iā ʻoe ke unuhi i nā paʻi āu i kauoha ai mai kahi lab e hāʻawi i kahi mea kūʻai aku akā ʻaʻole hiki iā ʻoe ke unuhi i nā paʻi āu e kauoha ai mai kahi lab no kāu hoʻohana pilikino. Inā hiki, e hoʻāʻo e kūʻai i nā kūʻai aku i nā ʻoihana a me nā kūʻai pilikino ʻana. ʻO ka hapa nui o nā ʻoihana ʻona he mea kōkua ke kiʻi ʻana i kahi moʻokāki nānā ʻokoʻa a me kā kāleka hōʻaiʻē. Inā hana pū ʻoe i nā kūʻai, kau i kahi leka me kēlā palapala lawe e hoʻomanaʻo ana iā ʻoe iho he ʻāpana kēlā o ke kūʻai.

Ka hoʻolālā hoʻohaʻahaʻa

Kūleʻa mākou āpau ke kūʻai aku mākou i kahi kāmela hou a i ʻole nā ​​aniani a i ʻole kamepiula. He mea hou ia e aʻo ai, hoʻokolohua, hana pū, a me kahi hoʻoliʻiliʻi nui no kēlā makahiki, ʻeā? ʻAʻole pono. ʻO kekahi waiwai āu e kūʻai ai no kāu ʻoihana i manaʻo ʻia e ʻoi aku ma mua o hoʻokahi makahiki he "hiki ʻole." ʻAʻole i unuhi pinepine ʻia ke kumukūʻai piha i kēlā makahiki. Ma kahi o, hāʻawi ʻia ka waiwai i "ola papa" a loaʻa hou ke kumukūʻai i ka holo o ke ola.

E hoʻohana i kahi kamepiula no kahi laʻana. Ua kūʻai aku ʻoe i kēlā kamepiula $ 1,500 ma muli o ka mālama ʻole o kāu kamepiula kahiko me kāu wikiwiki hoʻoponopono. Loaʻa i kahi kamepiula kahi ola o 5 mau makahiki. Hoʻemi maoli ʻia ka $ 1,500 ma mua o ʻeono mau makahiki, e hoʻohana ana i nā pākēneka mai nā papa hoʻemi helu.

Makemake paha kekahi e lilo i kahi kamepiula no ʻelima mau makahiki ma mua o ka kiki ʻana o ka pono no ka hoʻomaikaʻi ʻenehana? Aia nā koho ʻokoʻa ke hoʻohaʻahaʻa ʻoe i kāu waiwai. Ua kūpono paha kekahi mau waiwai no nā ʻano like ʻole o ka hoʻemi ʻana. E kamaʻilio me kahi mea hoʻomākaukau hoʻihoʻi ʻauhau i hoʻopaʻa inoa ʻia, ʻoi aku ka mea i ʻike i ka ʻoihana, e ʻike i nā koho ʻokoʻa e pili ana i ka hoʻoliʻiliʻi. E hoʻomanaʻo, ke hoʻomaka ʻoe e hoʻohaʻahaʻa i kahi waiwai, hiki paha iā ʻoe ke ʻauhau i ke kūʻai aku ʻana i kahi waiwai ʻoihana inā kūʻai ʻia.

Papa inoa waiwai a me ka mālama ʻana i nā moʻolelo

Hoʻokahi kānāwai ʻauhau i mea nui i nā mea paʻi kiʻi: ʻo nā pono kiʻi paʻi kiʻi a me nā kamepiula i manaʻo ʻia he "waiwai i helu ʻia" a hiki i nā lula a me nā palena kūikawā. No ke aha mai? ʻO ka waiwai papa inoa kahi waiwai e hiki ke hoʻohana ʻia no nā ʻoihana a me nā kumu pilikino.

Inā kūʻai ʻoe i nā lakohana i manaʻo ʻia he waiwai i helu ʻia, ʻāpana o kāu koi i mea e hoʻohana ai ia ma ke ʻano he kālā ʻoihana e mālama nei i nā moʻolelo. ʻAʻole paha he leʻaleʻa kēia i kekahi. ʻO wai ka mea e pono i kahi moʻolelo hou e mālama? Hōʻike paha ia he mea nui inā e nīnau ʻia ka hoʻohana ʻoihana o kāu pono.

Pehea ʻoe e mālama ai i kahi moʻolelo? ʻO kahi hopena maʻalahi e hana i kahi papa helu papa inoa i kāu mau pono āpau, ʻāpana a ʻāpana, a me kēlā me kēia hanana āu i hoʻohana ai i kekahi o nā pono. Hoʻopili i ka manawa āu i hoʻohana ai me ka hoʻohana ʻana i nā pono a me nā helu o nā kī i lawe ʻia. E nānā i nā pono i hoʻohana ʻia ma kēlā hanana. No ka hōʻoia nui o ka hoʻohana, hoʻouka i kēlā mau negatives kikoʻī ma DVD, e lepili iā lākou, a mālama iā lākou me kāu mau moʻolelo. E hauʻoli ʻoe i kāu hana.

Hoʻohana ʻoihana o ka Home

Ehia mau ʻoihana paʻi kiʻi e hana ma waho o kahi ma ka home o ka mea nona? Aia kekahi mau mea pili i kēlā mau mea paʻi kiʻi i hōʻoki i ka hoʻolimalima ʻana i kahi keʻena kaʻawale no kā lākou hana. Inā ʻoe e hana nei i kou home, kuleana paha ʻoe e koi i ka hoʻohana ʻoihana o ka home. Loaʻa kēia i nā mea hoʻolimalima a me nā mea hale.

Pehea ʻoe e ʻike ai inā hiki iā ʻoe ke koi i ka hoʻohana ʻoihana o kou home? I mea e loaʻa ai kahi keʻena ma ka home a i ʻole kahi hana, lumi ʻeleʻele a i ʻole studio, e kū ana i nā koina ʻauhau, pono e hoʻohana maʻamau ʻia ka wahi o ke keʻena no nā ʻoihana. Pono ʻoe e ʻike i nā kiʻi huinahā like o kāu keʻena a me nā kiʻi huinahā o ka nui o ka noho ʻana i mea e hoʻoholo ai i kāu pākēneka hoʻohana.

ʻAe, kūkulu ʻia kāu wahi ʻoihana. He aha kāu e unuhi ai? Aia nā uku pololei a pololei ʻole ke hoʻohana ʻoe i ka ʻoihana home. Kū pololei nā uku e hoʻopili i ka wahi hana wale nō. Ua pena ʻoe i kēlā lumi i hiki i kāu hoʻoponopono ʻana ke hoʻopau pololei? Inā ʻo ka lumi wale nō ka lumi āu i pena ai, he uku pololei kāu, a hemo loa ia.

ʻO nā lilo hala ʻole nā ​​lilo i noi ʻia i ka wahi noho holoʻokoʻa. Hiki ke hoʻohana ʻia ka uku hoʻolimalima a molaki paha. Hiki ke hoʻohana i nā pono. Hiki ke hoʻohana ʻia ka ʻinikua konohiki a mea ʻona paha. Hoʻonui ʻia nā lilo kūpono ʻole e ka pākēneka ʻoihana e helu ai i ka ʻāpana i hōʻemi ʻia. E wehewehe, inā helu kāu wahi ʻoihana no 15% o kāu huina nohona, uku ʻoe i $ 1,000 i ka mahina no ka hoʻolimalima, $ 150 no ka mahina e unuhi ʻia no kēlā me kēia mahina he ʻāpana ʻoihana kāu.

Auhau hana ponoʻī

E nānā i ka uku ʻana i nā ʻauhau. Ua loaʻa i kāu ʻoihana $ 15,000 i kēia makahiki ma hope o nā lilo. [Nānā: Pili kēia i nā mea paʻi kiʻi ponoʻī wale nō, ʻaʻole i nā ʻoihana.] I kēia manawa, he ʻauhau hana na ʻoe no $ 1,842. No ke aha ʻoe e uku ai i kēia kālā hou i ka hopena o ka makahiki ma muli o kāu hana pilikino?

ʻO ka ʻauhau hana pilikino ka limahana a me nā ʻāpana o nā luna o ka ʻauhau nohona palekana a me Medicare. Inā he limahana ʻoe, kāohi ka luna hana i kāu ʻāpana a uku i kā lākou ʻāpana o kēlā mau ʻauhau. Ke hana ponoʻī ʻoe, ʻaʻohe mea nāna e hoʻopaʻa i ka ʻauhau a uku paha i ka ʻāpana o ka luna hana. He kuleana kou e uku i ka huina o nā ʻauhau pilikanaka a me Medicare.

Pehea e hiki ai iā ʻoe ke hōʻalo i ka uku ʻana i nā ʻauhau i loko o kahi puʻupuʻu ma ka hopena o ka makahiki? Hana i nā uku ʻauhau koho ʻia. Hana ʻia kēia mau uku i ʻehā mau manawa i ka makahiki. He ala maʻalahi lākou e uku ai i nā ʻauhau me kahi loaʻa kālā i hiki ke maʻalahi. Ke hoʻonui ka ʻauhau hana pilikino i ka ulu ʻana o kahi ʻoihana, nui nā ʻoihana ʻona e noʻonoʻo i nā pono o ka hoʻopili ʻana.

Nā ʻlelo Auhau kikoʻī i nā mea paʻi kiʻi

ʻO kekahi mau ʻōlelo aʻoaʻo aʻe e pili ana i nā lilo e kōkua ai i kāu ʻoihana:

1. Kākoʻo i kahi hui hulahula, kime haʻuki, a i ʻole ʻahahui ʻē aʻe e hoʻokau i kāu inoa ʻoihana ma laila no nā poʻe ʻē aʻe. He uku hoʻolaha ia!
2. Inā uku ʻoe i kekahi e kōkua iā ʻoe no kahi pāhana, ʻo ka nui āu e uku ai iā lākou he uku hana hana aelike paha ia. ʻAʻole pili kēia i nā kālā i uku ʻia i nā limahana maʻamau. Koi ʻia ʻoe e hāʻawi i kahi palapala 1099 i kēlā me kēia kanaka āu e uku ai i $ 600 a ʻoi aʻe i hoʻokahi makahiki.
3. Inā ʻoe e uku no ka ʻinikua e pale aku i kāu pono a i ʻole hoʻokomo kālā ʻoihana, e unuhi ʻia kēia mau lilo.
4. ʻO ke kūʻai ʻana a hoʻolimalima ʻana paha i kahi lumi studio a i ʻole kahi keʻena he kumukūʻai ʻoihana.
5. ʻO nā loio a me nā uku helu kālā no kāu ʻoihana nā lilo ʻoihana.
6. Mai poina e mālama i nā loaʻa no ka pepa āu e hoʻohana ai no nā ʻaelike a me nā palapala ʻoihana. Hoʻopili i nā kumukūʻai o nā CD hakahaka no nā hoʻoili kikohoʻe, ka inika paʻi inā paʻi ʻoe i nā kiʻi a kāu mea kūʻai aku, ka leka uila no nā huahana hoʻouna, a me nā lilo pili e pili ana i kāu keʻena no kāu ʻoihana.
7. Ua hoʻoponopono a mālama ʻia nā mea paʻi kiʻi! Mālama i kēlā mau loaʻa. Inā ʻaʻole ʻoe e mālama i kāu pono i ke kūlana maikaʻi, ʻaʻole hiki iā ʻoe ke hana i ka loaʻa kālā. He kumukūʻai koʻikoʻi ia!
8. Eia kahi e hoʻopili ai i kāu mea kākoʻo, kāu mau pakuhi hoʻoliʻiliʻi, kāu mau kāleka hoʻomanaʻo, kāu mau ʻeke halihali, kāu mau kua kua, kāu Nā Hana MCP, a me nā pono hana hoʻoponopono ʻē aʻe.
9. Inā koi ʻia ʻoe e loaʻa kahi laikini ʻoihana, ʻae ʻia ʻoe e unuhi i ke kumukūʻai o ka laikini.
10. E mālama i nā loiloi mileage ʻoiai e hoʻokele nei ma waena o nā wahi ʻoihana. Kākoʻo maikaʻi ʻia nā lilo kaʻa e nā paukū mileage. Pono nā paukū mile i ka lā, ka mamao, a me ke kumu o ka huakaʻi i ka liʻiliʻi loa.
11. No ka mea paʻi kiʻi mākaʻikaʻi, e mālama i kāu mau loaʻa no nā uku e hiki mai ana ma kahi o ka home: mokulele, kaʻa kaʻa / kaʻa kaʻa / kaʻaahi lehulehu, nā meaʻai, kahi hoʻokipa, kahi holoi lole, a me nā kelepona ʻoihana.
12. Lawe ʻia nā hoʻolālā hoʻolimalima hana pilikino mai kāu huina kālā.
13. ʻInikua olakino ponoʻī, inā ʻaʻole ʻoe e kuleana e uhi ʻia ma lalo o nā kulekele ʻinikua olakino ʻē aʻe, e unuhi ʻia mai kāu loaʻa kālā holoʻokoʻa.
14. Hoʻonaʻauao. Ke aʻo mau nei nā mea paʻi kiʻi. ʻO nā lilo kula e hoʻomaikaʻi i ka maikaʻi o kāu hana a loaʻa ʻia me kahi kumu o ka hoʻonui ʻana i kāu loaʻa kālā he mau lilo. No laila, Nā seminar hoʻomaʻamaʻa pūnaewele a MCP hiki ke hoʻohana ʻia ma ke ʻano he mau koina ʻoihana.
15. ʻO ka mea hope loa akā ʻaʻole ka mea liʻiliʻi loa, nui ka poʻe i loaʻa i ka ʻauhau ʻauhau mai ka poʻe i kūpono ʻole e hāʻawi i ka ʻōlelo ʻauhau. Ma mua o ka hilinaʻi ʻana i ka ʻōlelo aʻoaʻo a haʻi, e nānā me kekahi e hoʻomaopopo pono i nā kānāwai ʻauhau e pili ana i kāu ʻoihana e palekana i kāu ʻoihana.

 

Kahi alakaʻi maikaʻi loa e pili ana i nā kuleana ʻauhau pekelala ʻoihana liʻiliʻi ma: http://www.irs.gov/pub/irs-pdf/p4591.pdf.

Ua kākau ʻia kēia pou e Ryne Galiszewski-Edwards, ka mea nona ka Fall In Love With Me Today Photography. Hana ʻo Ryne i kāna ʻoihana paʻi kiʻi me kāna kāne, ʻo Justin. He aʻoaʻo aʻoaʻo ʻauhau ʻoi ʻo ia me ka ʻoihana ʻoihana Liʻiliʻi a me kahi kumu aʻo o nā papa ʻauhau ʻokoʻa.