Malangizo Apadera Amisonkho: Momwe Ojambula Amatha Kuwonera Koyenera Kuchokera ku IRS

Kodi mukutsatira Malamulo Amisonkho ku United States? Kodi mukudziwa zomwe muyenera kuyang'ana? Tithandizireni ndi bukuli.

chandalama: Bukuli lalembedwa potengera malamulo amisonkho ku United States. Malamulo amatha kusiyanasiyana malinga ndi mayiko popeza si malamulo onse amisonkho omwe amatengera malamulo amisonkho. Nkhaniyi ikuyenera kukhala chitsogozo chazidziwitso. Owerenga ku United States akuyenera kufunsa ndi omwe akukonzekera kubweza misonkho kuti apeze upangiri wamsonkho ndi zowerengera ndalama. Owerenga padziko lonse lapansi ayenera kulumikizana ndi omwe amapereka misonkho kuti amve zambiri pamalamulo amisonkho.

 

Zokonda vs. Bizinesi

Chofunikira choyamba posankha momwe mungapangire zikalata zanu nthawi yamsonkho ndi: Kodi mumakonda kapena kuchita bizinesi? Internal Revenue Service imafotokoza kusiyanako ponena kuti bizinesi ili ndi "cholinga chopeza phindu." IRS imakulolani kuti mudzipangire nokha. Komabe, adzaganiziranso zakusankhirani ngati mukufunsidwa kuti muchotsere misonkho ndipo simukupanga phindu pazaka zitatu zisanachitike.

Monga wojambula zithunzi, posankha ngati mukuchita bizinesi kapena mumakonda kuchita misonkho, dzifunseni mafunso ena.

1. Kodi ndimathera nthawi yochuluka pantchito yanga?  Nthawi zina kujambula zochitika zapabanja ndikugulitsa zosindikiza zanu sizingatsimikizire kuti IRS muli ndi cholinga chopeza phindu.
2. Kodi ndili ndi chidziwitso chokwanira choyendetsera bizinesi yopambana?  Kuyendetsa bizinesi yojambula sikutanthauza kudziwa kamera komanso mapulogalamu apakompyuta. Ngati simukudziwa zambiri za bizinesi yojambula, simukhala ndi mwayi wopeza phindu ndipo mumangowona ngati zosangalatsa.
3. Kodi ndikusintha njira zanga zogwirira ntchito kuti ndipindule?  Izi ndizofunikira kwambiri pantchito yojambula. Zithunzi nthawi zonse zimapita patsogolo. Zipangizo zatsopano zimatuluka, zatsopano zimatuluka, masitayilo atsopano amatchuka, mitengo imasintha. Ngati simukukwaniritsa, mwina mukutaya bizinesi kwa ojambula omwe akukwaniritsa, zomwe zitha kupangitsa phindu lanu.

Kuti muwerengenso zambiri pazomwe mungachite motsutsana ndi bizinesi, onani nkhani ya IRS:

Malamulo a Boma

Malamulo aboma omwe amalipira misonkho, msonkho wamakampani, ndi msonkho wogulitsa zimatha kusiyanasiyana kutengera boma. Mayiko ena angafune kuti ojambula azibweza msonkho wamalonda pazosindikiza ndi zinthu zokhazokha, pomwe mayiko ena angafunike ojambula kujambula msonkho wogulitsa posamutsa digito. Mayiko ena amafuna layisensi kuti ojambula agwire ntchito pomwe ena sangatero. Musanapereke misonkho kubizinesi yanu, onetsetsani kuti mukutsatira malamulo anu aboma. Ngati mukuvutika kumvetsetsa malamulo aboma, mayiko ambiri ali ndi mafoni amisonkho a Makampani Aang'ono / Makampani omwe amakulolani kuti mulankhule ndi munthu yemwe angakufotokozereni maudindo anu. Mwinanso mungafune kulumikizana ndi loya wamisonkho.

Ndalama ndi Zowonongera

Malinga ndi US tax Code, tiyenera kupereka ndalama zonse, pokhapokha zikanenedwa kuti sizingatheke, ndipo tikuyembekezeredwa (ndipo nthawi zina timafunikira) kuchotsera kuti tigwiritse ntchito bwino bizinesi. Tikuwonetsetsa bwanji kuti tikutsatira malamulowa? Yambani ndikusunga ma risiti onse. Lembani ntchito zanu ndi ndalama zomwe mumalandira. Ojambula ambiri amagwiritsa ntchito mapulogalamu kuti azigwiritsa ntchito ndalama zawo.

M'mabizinesi onse aku United States, ndalama zomwe zidalembedwa pamisonkho ziyenera kukhala "wamba komanso zofunikira." Muyenera kukumbukira kusiyanitsa ndalama zomwe mumagwiritsa ntchito pakampani yanu. Mutha kutenga zojambula zomwe mudalemba kuchokera ku labu kuti mupatse kasitomala koma simungatengeko zomwe mudalemba kuchokera ku labu kuti muzigwiritse ntchito. Ngati ndi kotheka, yesetsani kugula bizinesi ndi kugula kwanu padera. Eni ake amabizinesi ambiri zimawona kuti ndizothandiza kupeza akaunti yapadera yoyang'ana bizinesi ndi kirediti kadi. Ngati mumagula zinthu limodzi, lembani cholembacho ndi risitiyo kuti mukumbukire kuti mbali ina ya zinthuzo ndi yanu.

Kusokonezeka

Tonsefe timasangalala tikamagula kamera kapena mandala kapena kompyuta yatsopano. Ndi chinthu chatsopano kuti muphunzire, kuyeserera, kugwira nawo ntchito, ndikuchotsera kwakukulu chaka chimenecho, sichoncho? Osati kwenikweni. Katundu aliyense amene mumagula mu bizinesi yanu yemwe akuyembekezeka kuti azitha kupitilira chaka chimodzi "ndiwotsika." Mtengo wathunthu samachotsedwa pafupipafupi chaka chimenecho. M'malo mwake, chuma chimapatsidwa "moyo wam'kalasi" ndipo mtengo wake umabwezeredwa m'moyo wonse.

Tiyeni tigwiritse ntchito kompyuta mwachitsanzo. Mudangogula $ 1,500 kompyuta yanu popeza kompyuta yanu yakale sinali yogwirizana ndi kuthamanga kwanu. Kompyutayi imakhala ndi zaka 5 zakulasi. $ 1,500 amachotsedwera kupitilira zaka zisanu ndi chimodzi, pogwiritsa ntchito magawo kuchokera pama tebulo otsika.

Kodi pali aliyense amene akuyembekezeradi kukhala ndi kompyutayo kwa zaka zisanu asanafunikire kukweza ukadaulo? Pali zosankha zingapo mukamatsitsa chuma. Katundu wina atha kukhala woyenera kutsika mtengo kosiyanasiyana. Lankhulani ndi wokonzekera kubweza misonkho, makamaka amene ali ndi luso pabizinesi, kuti mupeze njira zosiyanasiyana zokhudzana ndi kutsika mtengo. Kumbukirani, mukayamba kutsika mtengo, mutha kukhala ndi misonkho yogulitsa bizinesi ngati itagulitsidwa.

Katundu Wotchulidwa Ndi Kusunga Zolemba

Lamulo limodzi la misonkho lomwe ndilofunika kwambiri kwa ojambula: Zipangizo zojambula zithunzi ndi makompyuta zimawerengedwa kuti ndi "zolembedwa pamndandanda" ndipo zili ndi malamulo ndi malire apadera. Chifukwa chiyani? Malo omwe atchulidwa ndi malo omwe atha kugwiritsidwa ntchito pochita bizinesi komanso zolinga zanu.

Ngati mumagula zida zomwe zimawerengedwa kuti ndizomwe zalembedwa, gawo lazofunikira kuti muzigwiritsa ntchito ngati bizinesi ndikusunga malekodi. Izi mwina sizikumveka ngati zosangalatsa kwa aliyense. Ndani akufuna mbiri ina kuti azitsatira? Zitha kukhala zofunikira ngati kugwiritsiridwa ntchito kwa zida zanu kukayikiridwa.

Kodi mungasunge bwanji mbiri yanu? Njira imodzi yosavuta ndiyo kupanga pepala lamasamba zida zanu zonse, chidutswa chidutswa, ndipo nthawi iliyonse yomwe mumagwiritsa ntchito chida chilichonse. Phatikizani nthawi yomwe mudagwiritsa ntchito zida ndi kuchuluka kwa kuwombera komwe kwatengedwa. Chongani zida zomwe zagwiritsidwa ntchito pamwambowu. Kuti mukhale ndi umboni wokwanira wogwiritsira ntchito, ikani ma DVD pazosavutazo, muwatchule, ndikuwasunga ndi mbiri yanu. Mudzakhala okondwa kuti munatero.

Kugwiritsa Ntchito Bizinesi Kunyumba

Ndi mabizinesi angati ojambula omwe amapezeka kudera la eni ake? Pali zofunikira kwa ojambulawo omwe asankha kubwereka malo apadera pantchito yawo. Ngati mukugwira ntchito kunyumba kwanu, mutha kukhala ndi ufulu wofunsa kuti mugwiritse ntchito nyumba. Izi zimapezeka kwa olembera ndi eni nyumba.

Kodi mungadziwe bwanji ngati mungagwiritse ntchito nyumba yanu? Kuti mukhale ndiofesi yakunyumba kapena malo ogwirira ntchito, chipinda chamdima kapena studio, yomwe imakwaniritsa zofunikira za misonkho, malo aofesi ayenera kugwiritsidwa ntchito pafupipafupi komanso pongofuna bizinesi. Muyenera kudziwa zazitali zazithunzi zaofesi yanu ndi zithunzi zazitali za malo onse okhala kuti mudziwe kuchuluka kwa momwe mungagwiritsire ntchito bizinesi yanu.

Chabwino, muli ndi malo abizinesi omwe akhazikitsidwa. Mungatenge chiyani? Pali zolipira zachindunji kapena zosagwirizana mukamagwiritsa ntchito bizinesi yakunyumba. Zowongolera ndizomwe zimakhudza malo ogwirira ntchito okha. Kodi mudapenta chipinda chija kuti kusintha kwanu kumalizidwe molondola? Ngati chipinda chinali chipinda chokhacho chomwe mudapaka utoto, mumakhala ndi ndalama zachindunji, zomwe zimachotsedwa.

Zowonongeka mwachindunji ndizo ndalama zomwe zimagwiritsidwa ntchito kudera lonse lokhalamo. Ngongole kapena kubweza ngongole zanyumba zitha kugwiritsidwa ntchito. Zida zingagwiritsidwe ntchito. Inshuwaransi ya eni nyumba kapena eni nyumba itha kugwiritsidwa ntchito. Ndalama zosayang'ana mwachindunji zimachulukitsidwa ndi kuchuluka kwa bizinesi kuti muwerenge gawo lomwe limachotsedwa. Kufotokozera, ngati malo anu abizinesi amakhala ndi 15% ya malo anu onse okhala, mumalipira $ 1,000 pamwezi pa renti, $ 150 pamwezi amachotsera mwezi uliwonse omwe muli ndi bizinesi.

Misonkho Yodzipangira Nokha

Tiyeni tiwone pamisonkho. Bizinesi yanu idapanga $ 15,000 chaka chino mutawononga ndalama. [Chidziwitso: Izi zikugwira ntchito kwa eni eni eni ojambula, osati mabungwe.] Tsopano, muli ndi msonkho wodzilemba nokha wa $ 1,842. Chifukwa chiyani mumayenera kulipira ndalama zowonjezerazi kumapeto kwa chaka chifukwa choti mumadzipangira ntchito?

Misonkho yodzigwirira ntchito ndi gawo la ogwira ntchito komanso omwe amalemba anzawo ntchito pamisonkho ya Social Security ndi Medicare. Mukamagwira ntchito, abwana anu amakuletsani gawo lanu ndipo amalipira nawo misonkho. Mukakhala kuti mukugwira ntchito yodzigwira, palibe amene angaletse misonkho kapena kulipira gawo la wolemba. Umakhala udindo wanu kulipira ndalama zonse za Social Security ndi Medicare misonkho.

Kodi mungapewe bwanji kulipira misonkho pamtengo kumapeto kwa chaka? Pangani msonkho wongoyerekeza. Malipiro awa amapangidwa kanayi pachaka. Ndi njira yabwino yolipira misonkho ndi ndalama zomwe zimatha kusintha. Misonkho yodzipangira ntchito ikachulukirachulukira pamene bizinesi ikukula, eni mabizinesi ambiri amawona zabwino zophatikizira.

Malangizo Amisonkho Amakhudzanso Ojambula

Malangizo ena owonjezera pazomwe zingathandize bizinesi yanu:

1. Kuthandizira gulu lovina, gulu lamasewera, kapena bungwe lina lomwe lidzaike dzina lanu pabizinesi kunja kwa ena. Ndizotsatsa zotsatsa!
2. Ngati mumalipira wina kuti akuthandizeni pa projekiti, ndalama zomwe mumawalipira mwina ndi ndalama zogwirira ntchito. Izi siziphatikizapo ndalama zolipiridwa kwa ogwira ntchito wamba. Mungafunike kupereka fomu ya 1099 kwa aliyense amene mumalipira $ 600 kapena kupitilira apo chaka chimodzi.
3. Ngati mumalipira inshuwaransi kuti muteteze zida zanu kapena bizinesi yanu, ndalamazi zimachotsedwa.
4. Kugula kapena kubwereka situdiyo kapena malo amaofesi ndi ndalama zamabizinesi.
5. Maloya ndi ndalama zowerengera bizinesi yanu ndizochita bizinesi.
6. Musaiwale kusunga mapepala a mapepala omwe mumagwiritsira ntchito malonda ndi zolemba zamalonda! Phatikizanipo mitengo yama CD yopanda kanthu posamutsira digito, inki yosindikiza ngati mungasindikize zithunzi za kasitomala wanu, ndalama zomwe mumatumizira zogulitsa, ndi zina zilizonse zokhudzana ndiofesi zomwe mumachita pa bizinesi yanu.
7. Ojambula ali ndi zida zokonzedwa ndikukonzedwa! Sungani ma risiti amenewo. Ngati simusungira zida zanu pamalo abwino, simungapeze ndalama. Ndizofunika kwambiri!
8. Apa ndi pomwe mumaphatikizapo ma props anu, mabatire anu osungira, makhadi anu okumbukira, zikwama zanu zonyamula, zakumbuyo kwanu, zanu Zochita za MCP, ndi zida zina zosinthira.
9. Ngati mukuyenera kukhala ndi layisensi, mumaloledwa kuchotsera mtengo wa chiphatso.
10. Sungani mitengo yama mileage mukamayendetsa kuchokera komwe mukupita kubizinesi. Ndalama zamagalimoto zimathandizidwa bwino ndi mitengo yama mileage. Zipika zamayendedwe amayenera kukhala ndi tsiku, mtunda, ndi cholinga chaulendowu osachepera.
11. Kwa wojambula zithunzi komwe akupita, sungani ma risiti anu pazinthu zotsatirazi mukakhala kutali ndi nyumba: ndege, kubwereka galimoto / taxi / zoyendera pagulu, chakudya, malo ogona, kuchapa zovala, ndi mayendedwe abizinesi.
12. Ndondomeko yodzichotsera pantchito imachotsedwa pamalipiro anu onse.
13. Inshuwaransi yazaumoyo yodziyimira pawokha, ngati simukuyenera kulandira ndalama zina za inshuwaransi, amachotsedwa pa ndalama zonse zomwe mumapeza.
14. Maphunziro. Ojambula amaphunzira nthawi zonse. Ndalama zomwe mumaphunzitsira zomwe zimapangitsa kuti ntchito yanu ikhale yabwino komanso yopangidwa ndi cholinga chowonjezera phindu lanu ndi ndalama. Chifukwa chake, Masemina Ophunzitsira Paintaneti a MCP itha kugwiritsidwa ntchito ngati bizinesi.
15. Pomaliza, pali anthu ambiri omwe amalandira upangiri wamisonkho kuchokera kwa anthu omwe sioyenera kupereka upangiri wamisonkho. Musanadalire malangizo a wina aliyense, kambiranani ndi munthu yemwe amamvetsetsa bwino malamulo amisonkho okhudzana ndi bizinesi yanu kuti bizinesi yanu ikhale yotetezeka.

 

Upangiri wabwino pamabizinesi ang'onoang'ono a Misonkho ingapezeke pa: http://www.irs.gov/pub/irs-pdf/p4591.pdf.

Izi zidalembedwa ndi Ryne Galiszewski-Edwards, mwini wa Fall In Love With Me Today Photography. Ryne amayendetsa bizinesi yake yojambula ndi amuna awo, Justin. Ndiwonso mlangizi waluso pamisonkho wokhala ndi Certification Wamabizinesi Ang'onoang'ono komanso wophunzitsa maphunziro osiyanasiyana amisonkho.