Yakakosha Mutero Zano: Vapi Vepikicha Vanogona Kuwana Iko Kuratidzika Kwechokwadi Kubva Iyo IRS

Uri kutevedzera United States Mitero Yemitero? Iwe unotomboziva here chekutarisa? Ngatitaurei tikubatsire neiyi inodzidzisa gwara.

Disclaimer: Iri gwaro rakanyorwa zvichibva pamutemo weUnited States wemitero. Mitemo inogona kusiyanisa kubva kudunhu kuenda kune imwe nyika sezvo isiri yese mitemo yemitero inoenderana nemitemo yemitero. Ichi chinyorwa chakaitirwa kuti chishande seyekudzidzisa gwara. Vaverengi veUnited States vanofanirwa kubvunza kune vakanyoreswa mutero vanodzosera kuti vatore kuraira mutero uye accounting. Vaverengi vepasirese vanofanirwa kubvunza kune avo emunharaunda mutero masimba kuti ajekeswe pamitemo yemitero.

 

Hobby vs. Bhizinesi

Chekutanga chakakosha kufunga kana uchifunga marongero ako zvinyorwa zvemutero nguva ndewekuti: Iwe uri hobby kana bhizinesi? Iyo Yemukati Revenue Service inotsanangura mutsauko nekuzivisa bhizinesi riine "purofiti chinangwa." IRS inokutendera iwe kuti uzviitire wega kutsunga. Nekudaro, ivo vanozofunga kuita sarudzo kwauri kana iwe uchikumbira kubvisirwa bhizinesi pamitero yako uye usiri kutsausa purofiti mune angangoita matatu emakore mashanu apfuura emutero.

Semunhu anotora mifananidzo, kana uchifunga kuti uri kuita bhizimusi here kana kuti une chitandadzo chemitero, zvibvunze mimwe mibvunzo.

1. Ndiri kupa yakawandisa nguva yenguva kubasa rangu?  Dzimwe nguva kutora mifananidzo yemhuri uye kutengesa ako anodhinda kunogona kusaratidza iyo IRS iwe une chinangwa chebatsiro.
2. Ini ndine ruzivo rwakakwana zvekumhanyisa bhizinesi rakabudirira?  Kumhanya bhizinesi rekutora mifananidzo hakungotenderi paruzivo rwekhamera uye yekugadzirisa software. Kana iwe usiri ruzivo nezvezvinhu zvebhizimusi rekutora mifananidzo, haunyanyo kukweva purofiti uye ungango fungwa senge yekuvaraidza.
3. Ndiri kuvandudza nzira dzangu dzekushanda kuti ndikwanise kuwana purofiti?  Izvi zvinonyanya kukosha kubhizimusi rekutora mifananidzo. Photography inogara ichifambira mberi. Midziyo mitsva inobuda, zvigadzirwa zvitsva zvinobuda, masitaera matsva anozivikanwa, mitengo inochinja. Kana usiri kukwira kumusoro, unogona kunge uchirasikirwa nebhizinesi kune vafotori vari kuramba vachikwira, izvo zvinogona kuisa kushushikana pundutso yako.

Kuti uenderere mberi kuverenga pane hobby vs. bhizinesi, tarisa kune IRS chinyorwa:

Mitemo yeHurumende

Mitemo yenyika inovhara mutero wemari, mutero wemakambani, uye mutero wekutengesa zvinogona kusiyana zvichienderana nehurumende. Dzimwe dunhu dzinogona kuda kuti vateereri varegedze mutero wekutengesa pamaprints uye zvigadzirwa chete, nepo mamwe matunhu angangoda kuti vafotori vadzivise mutero wekutengesa pane kuwedzerwa kwedigital Dzimwe nyika dzinoda rezinesi revatori vemifananidzo kuti vashande nepo vamwe vangasadaro. Usati waisa mitero kune rako bhizinesi, ita shuwa kuti uri kutevedzera nemitemo yako yenyika. Kana uchinetseka kunzwisisa mitemo yehurumende, nyika zhinji dzine nharembozha dzeMabhizimusi / Bhizinesi dzinokutendera kuti utaure nemunhu anogona kutsanangura zvaunofanira kuita. Iwe zvakare ungade kubata mutero gweta.

Imari uye Mari

Sekureva kweUS Mutero Kodhi, isu tinofanirwa kumhan'arira mari yose, kunze kwekunge zvataurwa kuti hazvigoneki, uye isu tinotarisirwa (uye mune zvimwe zviitiko zvichitarisirwa) kutora mari inobvisirwa mari yebhizimusi inonzwisisika. Isu tinoona sei kuti tiri kutevera iyi mirau? Kutanga nekuchengeta ese maresiti. Chengeta danda remabasa ako uye mari yaunogashira ivo. Vazhinji vatori vemifananidzo vanoshandisa software kubata mari yavo nemari.

Mune ese mabhizinesi eUnited States, mari yakanyorwa pamitero inofanirwa kunge iri "yakajairika uye inodikanwa." Iwe unofanirwa kuyeuka kupatsanura bhizimusi rako bhajeti kubva kune ako wega mari. Iwe unogona kutora maprints iwe aunoraira kubva kubazi kuti upe mutengi asi haugone kudhinda maprints iwe aunoraira kubva kubhu yekushandisa kwako wega. Kana zvichibvira, edza kutenga bhizinesi kutenga uye kutenga pachako zvakasiyana. Vazhinji varidzi vebhizinesi vanoona zvichibatsira kuwana rakasiyana bhizinesi kutarisa account uye kiredhiti kadhi. Kana iwe ukatenga zvinhu pamwe chete, isa katsamba neiyo risiti uchizviyeuchidza iwe pachako kuti chikamu chekutenga chaive chako pachako.

Kuora mwoyo

Isu tese tinofara patinotenga kamera nyowani kana lens kana komputa. Icho chinhu chitsva kudzidza, kuyedza nacho, kushanda nacho, uye kubviswa kukuru kwegore iro, handiti? Kwete hazvo. Chero chinhu chaunotenga chebhizinesi rako chinotarisirwa kugara rinopfuura gore rimwe "chinodzikira." Mari izere haiwanzobviswa gore iro. Pane kudaro, iyo pfuma inopihwa "hupenyu hwekirasi" uye mutengo unowaniswa pamusoro pehupenyu hwese.

Ngatishandisei komputa semuenzaniso. Iwe wakangotenga iyo $ 1,500 komputa sezvo yako yekare komputa yanga isingaenderane neyako yekumhanyisa mhanyisa. Komputa ine hupenyu hwemakore mashanu ekirasi. Iko $ 5 inotorerwa pamakore matanhatu, uchishandisa muzana kubva pamatafura ekuderera.

Pane chero munhu anonyatsotarisira kuve nekombuta kwemakore mashanu kusati kwodiwa tekinoroji kukwidziridzwa kwatanga? Pane sarudzo dzakasiyana paunenge uchideredza zvinhu. Zvimwe zvinhu zvinogona kukodzera mhando dzakasiyana dzekudzikira. Taura kune wakanyoreswa mutero wekugadzirira, kunyanya iye ane ruzivo mubhizinesi, kuti uwane dzimwe sarudzo dzine chekuita nekuderera. Chengetedza mupfungwa, kana ukangotanga kudzikisira chinhu, unogona kunge uri pasi pemutero pakutengesa bhizinesi rezvemabhizimisi kana rikatengeswa.

Yakanyorwa Zvivakwa uye Kuchengetedza Zvinyorwa

Mumwe mutemo wemutero uyo wakakosha zvakanyanya kuvatori vemifananidzo: Mifananidzo yekushandisa uye makomputa anoonekwa se "akanyorwa chivakwa" uye ari pasi pemitemo yakasarudzika nemuganhu. Sei? Chinyorwa chivakwa chivakwa chine mukana wekushandisa muzvinangwa zvebhizinesi uye zvega zvinangwa.

Kana iwe ukatenga zvishandiso zvinoonekwa sezvakanyorwa zvivakwa, chikamu chezvaunoda kuti ushandise sebhizimusi mari iri kuchengeta zvinyorwa. Izvi zvimwe hazvinzwika sekunakidzwa kune chero munhu. Ndiani anoda imwe rekodhi yekuenderana nayo? Zvinogona kuratidza zvakakosha kana bhizinesi rekushandisa kwemidziyo yako rakambobvunzwa.

Iwe unofanirwa sei kuchengetedza rekodhi? Imwe mhinduro yakapusa kugadzira pepadheseti kunyora zvese zvishandiso zvako, chidimbu nechidimbu, uye nguva yega yega iwe waishandisa chero chishandiso. Sanganisira iyo nguva yawakapedza uchishandisa michina uye huwandu hwepfuti dzakatorwa. Tarisa kuti ndeipi michina yakashandiswa pane imwe nhambo. Kuti uwane humbowo hwakakura hwekushandisa, isa izvo zvisina kunaka padhijitari pamaDVD, uzvinyore, uye uzvichengete nemarekodhi ako. Iwe uchave unofara iwe wakazviita.

Kushandisa Bhizinesi Kumba

Mangani mabhizinesi ekutora mifananidzo anoshanda kunze kwenzvimbo iri mumba memuridzi? Kune zvinobatsira kune avo vanotora mifananidzo vakasarudza kurenda imwe hofisi nzvimbo yebasa ravo. Kana iwe uri kushanda kunze kwemusha wako, iwe unogona kuve nekodzero yekuda bhizinesi kushandisa imba. Izvi zvinowanikwa kune vanoroja uye varidzi vedzimba.

Unoziva sei kana iwe uchigona kutora bhizinesi kushandisa imba yako? Kuti uve nehofisi yemumba kana nzvimbo yebasa, imba yerima kana studio, inosangana nezvinodiwa zvemutero, nzvimbo yehofisi inofanira kushandiswa nguva dzose uye chete nekuda kwebhizinesi. Iwe unozofanirwa kuziva mativi akaenzana ehofisi yako nzvimbo uye nerafu tsoka dzenzvimbo yekugara yakakwana kuti uone yako bhizinesi rekushandisa muzana.

Zvakanaka, une nzvimbo yebhizinesi yakamisikidzwa. Chii chaunobvisa? Iko kune zvakanangana uye zvisina kunangana mari kana uine bhizinesi kushandisa imba. Dzakananga ndidzo mari dzinoshanda kunzvimbo yebasa chete. Waka penda here iyo kamuri kuitira kuti kugadzirisa kwako kugadziriswe nenzira kwayo? Kana iyo kamuri yaive iyo yega kamuri iwe yawakapenda, iwe une yakananga mari, iyo yakazara inobviswa.

Mari isina kunanga ndidzo mari dzinoshandiswa kunzvimbo yese yekugara. Rendi kana rejenji chimbadzo chingashandiswa. Zvishandiso zvinogona kushandiswa. Tenesi kana inishuwarenzi yemuridzi wemba inogona kushandiswa. Mari isina kunanga inowedzerwa nebhizimusi muzana kuti uverenge chikamu chinobviswa. Kujekesa, kana bhizinesi rako nzvimbo riine 15% yenzvimbo yako yese yekugara, iwe unobhadhara $ 1,000 150 pamwedzi yerendi, $ XNUMX pamwedzi inodonhedzwa pamwedzi wega wega une nzvimbo yebhizinesi.

Kuzvishandira Mitero

Ngatitarisei kubhadhara mitero. Bhizinesi rako rakagadzira $ 15,000 gore rino mushure mekushandisa. [Cherekedza: Izvi zvinoshanda kune vega varidzi vemifananidzo, kwete makambani.] Zvino, iwe une wega-wega mutero we $ 1,842. Sei uchifanira kubhadhara iyi yese yekuwedzera mari pakupera kwegore nekuda kwekuti unenge uchizvishandira?

Kuzvishandira wega mutero mushandi uye zvikamu zvemushandirwi zveSocial Security uye Medicare mutero. Paunenge uri mushandi, wako waunoshandira anonyima mugove wako uye achibhadhara mugove wavo wemitero iyoyo. Paunenge uchizvishandira, hapana wekurambidza mutero kana kubhadhara mugove wewaunoshandira. Inova yako basa kubhadhara iyo yakazara huwandu hweSocial Security uye Medicare mutero.

Iwe ungadzivise sei kubhadhara mitero mune muhomwe yemari pakupera kwegore? Ita mari inofungidzirwa yemitero. Iyi miripo inoitwa kana pagore. Iyo inzira iri nyore yekubhadhara mutero nemari inowanikwa inogona kuchinjika. Kana wega-wega mutero uchiwedzera bhizinesi parinokura, varidzi vazhinji vebhizinesi vanofunga zvakanakira kubatanidzwa.

Matipi Emitero Akanangana neVafori

Mamwe matipi ekuwedzera pamari dzinogona kubatsira bhizinesi rako:

1. Tsigira boka rekutamba, timu yemitambo, kana rimwe sangano rinozoisa zita rako rebhizinesi kunze uko kune vamwe. Imari yekushambadzira!
2. Kana iwe ukabhadhara mumwe munhu kuti akubatsire iwe purojekiti, iyo mari yaunovabhadhara inogona kunge iri chibvumirano chevashandi mari. Izvi hazvirevi huwandu hunobhadharwa kuvashandi venguva dzose. Iwe unogona kudiwa kuti ubudise fomu 1099 kune chero munhu waunobhadhara madhora mazana matanhatu kana kudarika mugore rimwe chete.
3. Kana iwe uchibhadhara inishuwarenzi kuchengetedza chako chishandiso kana bhizinesi kudyara, izvi zvinoshandiswa zvinoderedzwa.
4. Kutenga kana kuroja studio kana hofisi nzvimbo ibhizimusi mari.
5. Gweta uye mari yekuverengera bhizinesi rako ndedzemabhizimusi mari
6. Usakanganwa kuchengeta maretiiti epepa iwe aunoshandisa pazvibvumirano uye magwaro ebhizinesi! Sanganisira mari yemahara maCD ekushandurwa kwedhijitari, inki yeprinta kana iwe ukadhinda mifananidzo yemutengi wako, positi yezvigadzirwa zvekutumira, uye chero imwe hofisi inoenderana nemari yauinayo yebhizinesi rako.
7. Vafotori vane michina yakagadziriswa nekuchengetwa! Sevha iwo mareti. Ukasachengeta midziyo yako iri muchimiro chakanaka, haugone kuburitsa mari. Imutengo wakakosha!
8. Apa ndipo paunosanganisira ako enzira, ako eparutivi mabhatiri, ako memori makadhi, ako akatakura mabhegi, ako kumashure kumashure, ako MCP Zviito, uye zvimwe zvekushandisa zvekugadzirisa.
9. Kana iwe uchifanira kuve nerezinesi rebhizinesi, iwe unobvumidzwa kubvisa mutengo werezinesi.
10. Chengeta mileage matanda uchityaira pakati pebhizimusi nzvimbo. Mari yemotokari inonyatsotsigirwa nemamireji matanda. Mireji matanda anofanirwa kuve nezuva, daro, uye chinangwa cherwendo mune chidiki.
11. Kune ari kuenda kunotora mifananidzo, chengeta maresi ako emitengo inotevera iwe usiri pamba: ndege, yereji dzemotokari / matekisi / zvifambiso zveruzhinji, chikafu, pekugara, kuwacha mbichana, uye mafoni ebhizinesi.
12. Zvirongwa zvekuzvimiririra zvekuzvimiririra zvinotorwa kubva pamari yako yese.
13. Kuzvishandira wega inishuwarenzi yehutano, kana iwe usingakodzere kuvharwa pasi pemamwe marapirwo ehutano inishuwarenzi, inotorwa kubva kune yako yakazara mari.
14. Dzidzo. Vafotori vanogara vachidzidza. Dzidzo yemari inovandudza kunaka kwebasa rako uye yawanikwa nechinangwa chekuwedzera purofiti yako ndezvemari. Naizvozvo, MCP's Pamhepo Yekudzidzisa misangano inogona kushandiswa semabhizimusi mari.
15. Chekupedzisira asi chisiri chidiki, kune vanhu vazhinji vanogamuchira kuraira kwemitero kubva kuvanhu vasina kukodzera kupa mutero kuraira. Usati wavimba nezano remumwe munhu, bvunza mumwe munhu anonyatsonzwisisa mitemo yemitero ine chekuita nebhizinesi rako kuchengetedza bhizinesi rako rakachengeteka.

 

Nhungamiro yakanakisa paDiki Bhizinesi Federal Mutero Mitoro inogona kuwanikwa pa: http://www.irs.gov/pub/irs-pdf/p4591.pdf.

Iyi posvo yakanyorwa naRyne Galiszewski-Edwards, muridzi weKudonha Murudo Neni Nhasi Photography. Ryne anoshanda bhizinesi rake rekutora mifananidzo nemurume wake, Justin. Iye zvakare akarongeka mutero chipangamazano neDiki Bhizinesi Certification uye murairidzi wemakosi akasiyana emitero.