Ungaba Kanjani Umthwebuli Wezithombe Ochwepheshe

Izithombe: Umehluko Phakathi Kokuzilibazisa Nomsebenzi

(nokuthi ungaba kanjani uchwepheshe)

Uyini umthwebuli wezithombe okhokhelwayo?

Ngingachaza a“Umthwebuli zithombe” njengomuntu othola imali njengomthwebuli zithombe. Akudingeki ukuthi ube ngumthwebuli wezithombe wesikhathi esigcwele ukuze ube nguchwepheshe, kepha kufanele imali yenetha futhi umiswe njengebhizinisi. Ungaba ngumthwebuli zithombe omuhle, kepha uma kungenjalo abahola imali ngokwenza izithombe, unomsebenzi wokuzilibazisa, hhayi umsebenzi. Vele akukho lutho olungalungile ngokuba ngumuntu othanda ukuzilibazisa. Ngifuna kucace ukuthi amagama "wokuzilibazisa" kanye "nobungcweti" anakho Lutho ukwenza ngezinga lakho lekhono noma ikhwalithi yomsebenzi wakho. Banakho konke ukukwenza ne- ezezimali kanye nesimo sebhizinisi elisemthethweni.

Uma ungumuntu hobbyist futhi uyajabula ngendlela izinto eziyiyo, lokho kuhle! Kepha uma ulwela ukuba nguchwepheshe futhi udinga usizo lokwenza umsebenzi wakho wokuzilibazisa ube ngumsebenzi, funda ku!

Ngaphambi kokuba ngiqale, ngifuna ube nokulindela okungokoqobo. Awukwazi ukuba nguchwepheshe ngokushesha. Kungithathe iminyaka emibili ngaphambi kokuba ibhizinisi lami likwazi ukunikela ngemali enkulu emholweni womndeni wami. Ukuqhuba ibhizinisi eliphumelelayo ngu umsebenzi onzima, kepha kunomvuzo omkhulu. Ngifunde okuningi ohambweni lwami lokuba nguchwepheshe futhi, uma ulandela iseluleko sami, mhlawumbe ngeke kukuthathe uma nje kungithathe.

Uma usuthathe isinqumo sokuba ngumthwebuli zithombe okhokhelwayo…

Izinyathelo ezintathu zokuqala zizobukeka zesabisa. Bavame nokuba buthuntu ngokwesabekayo kubaculi abanjengathi. Qiniseka ukuthi zilula kakhulu kunendlela ezibukeka ngayo kakhulu kubalulekile ukuqhuba ibhizinisi elikhokhelwayo (yingakho beyi- kuqala izinyathelo ezintathu). Kubandakanya ukusetha ibhizinisi lakho phambi kwesifundazwe sakho kanye / noma nezwe. Ngizochaza ngezinyathelo engizithathile kodwa ngincoma ukuhlangana nomgcini-zimali wendawo noma ummeli wentela ukuze unqume ukuthi yini efanele ibhizinisi lakho.

1. Bhalisa ibhizinisi lakho nezwe lakho
2. Bhalisa ibhizinisi lakho kukhomishini yentela yombuso wakho
3. Faka isicelo se-EIN nge-IRS

1. Okokuqala ngasungula ibhizinisi lami nombuso wami. Kunezindlela ezimbili eziyinhloko zokwenza lokhu: i-proprietorship eyodwa noma i-LLC eyilungu elilodwa. Ngokwami, ngincamela ukuvikelwa nokwethembeka okutholayo nge-LLC enelungu elilodwa. Ungabhalisela i-LLC yakho kalula ngehhovisi likanobhala wezwe. Esifundazweni sami, imali yokufaka isicelo ingu- $ 100.

2. Ngokulandelayo, ngabhalisa ibhizinisi lami nekhomishini yentela yombuso wami. Uma wenza lokhu, uzothola inombolo ye-akhawunti futhi, ezifundazweni eziningi, uzokwazi ukufaka futhi ukhokhe intela yokuthengisa ngekhompyutha. Le nqubo ayinzima kakhulu futhi, esifundazweni sami, imali yokufaka isicelo ingama- $ 20.

3. Ekugcineni, ungahle uthande ukufaka isicelo se-EIN (inombolo kamazisi yomqashi) ne-IRS (noma okuthile okungaqhathaniswa uma ungaphandle kwe-US) .. Amanye amabhange adinga ukuthi ibhizinisi lakho elibhalisiwe libe ne-EIN ukuze livule i-akhawunti yokuhlola ibhizinisi. I-LLC isebenza nge-EIN ngokufaka IFomu SS-4, Isicelo senombolo kamazisi yomqashi kuwebhusayithi ye-IRS. Cishe uzosebenzisa le nombolo lapho ukhokha intela yakho yekota engenayo.

Bleh. Ngeke ngizame ukukuqinisekisa ukuthi ukubhekana nezinhlaka zikahulumeni kumnandi. Angikwazanga ukukwenza kuzwakale kumnandi noma ngabe ngizamile. Kodwa-ke, kuyadingeka ukuthi ukhokhe kokubili intela yokuthengisa nentela yemali engenayo uma ufuna ukuphatha ibhizinisi ngokokuziphatha nangokomthetho. Uma ukhethe ukusebenzela elinye ibhizinisi lokuthwebula izithombe, ungaziqaleli elakho, inqobo nje uma uyisisebenzi esikhokhelwa, kungenzeka uwe ngaphansi kwenkampani yabo. Uma wenza izabelo zenkontileka, kungenzeka usadinga izinyathelo 1-3.

Izinyathelo ezi-3 zokugcina azibuhlungu kangako. Azijabulisi kangako njengokuthatha izithombe, kepha zingcono kakhulu kunokugcwalisa amaphepha nokubhala amasheke. Nabo futhi kubalulekile ukuqhuba i- inzuzo ibhizinisi. Kunjalo:

4. Dala uhlelo lwebhizinisi
5. Zibize ngentengo yakho ngokususelwa kulolo hlelo
6. Gcina izincwadi ezinembile

4. Uma ufuna ukuphumelela, kufanele wenze uhlelo bese uzibekela imigomo enengqondo. Ukwehluleka ukuhlela ukuhlela ukwehluleka. Uhlelo lwebhizinisi oluyisisekelo kakhulu lubandakanya isitatimende semishini, imakethe ebhekisiwe, izinhloso namasu. Uhlelo lwebhizinisi lwawo wonke umuntu luzobukeka luhlukile. Uma uqondiswe ngemininingwane, ungasetha izinhloso zanyanga zonke noma zamasonto onke kanye nezinhloso zakho zonyaka.

Qinisekisa futhi ufake imigomo yezezimali efanelekile. Khumbula, ukuze ufinyelele umgomo wakho wokuba yi- professional umthwebuli zithombe, kumele uziphilise ngokuthatha izithombe. Setha umgomo wabo bobabili imali futhi inzuzo ephelele. Sekela umgomo wakho omncane wenzuzo kuzindleko zakho zokuphila noma inani eliphansi ongathanda ukulifaka kumholo wakho womndeni. Ukuba nalezi zinombolo engqondweni kuzokusiza ukuthi ugcine umkhondo. Khumbula ukufaka izilinganiso zentela nazo zonke izindleko zakho ezilindelwe.

Phinda uhlole uhlelo lwakho lwebhizinisi njalo ngenyanga.

5. Manje wena kumele zithenge ngentengo yakho ngokususelwa kuzinhloso zakho. Lapho usubeke izinhloso zakho bese uqala ukusebenzisa izinombolo, ungahle ubone (njengoba ngenzile) ukuthi amanani akho aphansi kakhulu. Beka eceleni isikhathi esithile sokuhlela ngokucophelela amanani akho ngokususelwa kuzinhloso zakho. Lapho ngidonsa izinombolo ngathola ukuthi ngidinga ukukhokhisa malini ukuze ngihlangabezane ne- my ubuncane amagoli, ngethuka. Ngangikhathazekile ukuthi akekho ozokhokha lezo zindleko. Kepha bengazi ukuthi uma ngifuna ukukwenza lokhu ukuze ngiziphilise khona-ke kuzofanele ngibe nakho empeleni yenza imali. Kungaleso sikhathi-ke lapho nginqume khona ukuthi kumele ngizethembe izinga lomsebenzi wami futhi ngizethembe amanani ami. Ngabashintsha ngalolo suku futhi angikaze ngibheke emuva. Ngeke ngiqambe amanga - bekusabisa. Ngilahlekelwe iningi lamakhasimende ami futhi kwadingeka ngakhe kabusha amaklayenti ami. Kepha ezinyangeni ezimbalwa ezalandela, njengoba ngakha kancane kancane amaklayenti ami, ngaqala ukubona ukuthi my new amaklayenti angihlonipha, umsebenzi wami, namanani ami - into engingayijwayele! Bengiqala ukungena emakethe yami ebhekiswe kuyo!

Ngiyazi ukuthi lesi yisinyathelo esesabekayo - ngikholwe. Kepha ngiyakukhuthaza ukuthi ukwenze ngokushesha okukhulu. Ukwandisa amanani akho kancane kancane kuzodonsa inqubo kuphela. Kuzoba buhlungu kakhulu ngaleyo ndlela. Kungcono ukukhipha i-band-aid. Kwenze kanye bese uqeda ngakho. Yithathe kumuntu oke waba khona ngaphambili.

Uma ungazishayi izinhloso zakho onyakeni wakho wokuqala, ungethuki. Kungathatha iminyaka embalwa ukwakha amakhasimende akho nokwethembeka kwakho. Ungapheli amandla. Uma kunesidingo, qhubeka usebenza omunye umsebenzi ogcwele noma wesikhashana ngenkathi ibhizinisi lakho lokuthwebula likhula.

6. Okokugcina, kubaluleke kakhulu ukugcina izincwadi ezinembile. Udinga ukwazi kahle ukuthi ingakanani imali engenayo ebhizinisini lakho nokuthi iphuma malini. Ukuze wenze lokhu, kufanele ugcine imali yakho yebhizinisi ihluke ngokuphelele kwizimali zakho ngokuvula i-akhawunti yokuhlola ibhizinisi. Ngokwami, ngisebenzisa QuickBooks Ku-inthanethi ukuphatha izimali zebhizinisi lami. Uma ungakakulungeli isoftware yokuhlela ezezimali okwamanje, dala futhi ugcine ithrekhi yezimali zakho kuspredishithi. Ngokucophelela gcina ithrekhi yawo wonke amadola angene nawo wonke amadola aphumayo. Ngiyaqinisekisa ukuthi lokhu kuzokusiza ukuthi ucabangele kakhulu ngokuthenga kwakho, okuzokugcina usendleleni yokufinyelela izinhloso zakho.

Mayelana Nombhali: U-Ann Bennett ungumnikazi we-Ann Bennett Photography eTulsa, OK. Ugxile ezithombeni eziphakeme ezisesikoleni esiphakeme kanye nangendlela yokuphila yomndeni ezithwebula. Ngeminye imininingwane, vakashela iwebsite yakhe ethi www.annbennettphoto.com noma ikhasi le-Facebook www.facebook.com/annbennettphotography.