Iseluleko Esikhethekile Sentela: Abathwebuli Bezithombe Bangathola Kanjani Ukubukeka Okufanele Ku-IRS

Ingabe uyahambisana Imithetho Yentela Yase-United States? Ngabe uyazi nokuthi yini okufanele uyibheke? Ake sikusize ngalesi siqondisi esifundisayo.

Disclaimer: Lo mhlahlandlela ubhalwe ngokususelwa kumthetho wentela wase-United States. Imithetho ingahlukahluka kuye ngombuso njengoba kungeyona yonke imithetho yentela yombuso esekwe emithethweni yentela yenhlangano. Lo mbhalo wenzelwe ukuthi ube ngumhlahlandlela wolwazi. Abafundi base-United States kufanele babonisane nomlungiseli wokubuyiswa kwentela obhalisiwe ukuthola izeluleko zentela neze-accounting. Abafundi bamazwe omhlaba kufanele babonisane nabaphathi babo bezentela ukuze bacaciselwe ngemithetho yentela.

 

Ukuzilibazisa vs. Ibhizinisi

Ukucatshangelwa kokuqala okubalulekile lapho unquma ukuthi uwahlela kanjani amadokhumende akho ngesikhathi sentela: Ngabe uyinto yokuzilibazisa noma ibhizinisi? I-Internal Revenue Service ichaza umehluko ngokumemezela ukuthi ibhizinisi “linesisusa senzuzo.” I-IRS ikuvumela ukuthi uzenzele ukuzimisela. Kodwa-ke, bazocabangela ukukwenzela ukhetho uma ubanga ukudonswa kwebhizinisi kuzintela zakho futhi awuphenduli inzuzo okungenani eminyakeni emithathu edlule yeminyaka emihlanu yentela.

Njengomthwebuli zithombe, lapho uthatha isinqumo sokuthi ngabe uqhuba ibhizinisi noma unento yokuzilibazisa ngezinjongo zentela, zibuze imibuzo ethile.

1. Ngabe nginikela isikhathi esiningi emsebenzini wami?  Ukuthwebula ngezikhathi ezithile imisebenzi yomndeni nokuthengisa ukuphrinta kwakho kungahle kungakholisi i-IRS unesisusa senzuzo.
2. Ngabe nginolwazi olwanele lokuqhuba ibhizinisi eliphumelelayo?  Ukwenza ibhizinisi lokuthwebula akwenzi kuphela ulwazi lwekhamera nokuhlela isoftware. Uma ungenalo ulwazi mayelana nezici zebhizinisi lokuthwebula izithombe, mancane amathuba okuthi uzuze inzuzo futhi uvame ukubhekwa njengokuzilibazisa.
3. Ngabe ngithuthukisa izindlela zami zokusebenza ukuze ngikwazi ukuzuza?  Lokhu kuhambisana kakhulu nebhizinisi lokuthwebula izithombe. Izithombe zihlala zithuthuka. Imishini emisha iyaphuma, kuphuma imikhiqizo emisha, izitayela ezintsha ziyathandwa, amanani ayashintsha. Uma ungahambisani, ungahle ulahlekelwe yibhizinisi lakho kubathwebuli bezithombe abalandelayo, okungabeka umthwalo wenzuzo yakho.

Ukufunda okwengeziwe kokuzilibazisa nebhizinisi, bheka i-athikili ye-IRS:

Imithetho Yezwe

Imithetho yezwe ehlanganisa intela yemali engenayo, intela yezinkampani, kanye nentela yokuthengisa ingahluka ngokuya ngesimo. Ezinye izifundazwe zingadinga abathwebuli bezithombe ukuthi babambe intela yokuthengisa kumaprints nemikhiqizo kuphela, kanti ezinye izifundazwe zingadinga abathwebuli bezithombe ukuthi bagodle intela yokuthengisa ekudlulisweni kwedijithali. Ezinye izifundazwe zidinga ilayisense yokuthi abathwebuli bezithombe basebenze kanti abanye kungenzeka bangenzi njalo. Ngaphambi kokufaka intela yebhizinisi lakho, qiniseka ukuthi uhambisana nemithetho yezwe lakho. Uma unenkinga yokuqonda imithetho yombuso, izifundazwe eziningi zinezingcingo ze-Small Business / Corporate zentela ezikuvumela ukuthi ukhulume nomuntu ongachaza izibopho zakho. Ungafisa nokuxhumana nommeli wentela.

Imali engenayo nezindleko

NgokweKhodi Yentela yase-US, kufanele sibike yonke imali engenayo, ngaphandle kwalapho kucacisiwe ukuthi ayinakuphikiswa, futhi kulindeleke (futhi kwezinye izimo kudingeke) ukuthatha izinciphiso ngezindleko zebhizinisi ezifanele. Siqinisekisa kanjani ukuthi siyayilandela le mithetho? Qala ngokugcina wonke amarisidi. Gcina umbhalo wemisebenzi yakho nemali oyitholayo. Abathwebuli bezithombe abaningi basebenzisa isoftware ukuphatha imali yabo kanye nezindleko.

Kuwo wonke amabhizinisi ase-United States, izindleko ezifakwe kuhlu lwamafomu entela kumele zibe “ngejwayelekile futhi zidingekile.” Kumele ukhumbule ukuhlukanisa izindleko zebhizinisi lakho nezindleko zakho. Ungadonsa ukuphrinta oku-oda kusuka ebhodini ukuze unikeze iklayenti kepha awukwazi ukukhipha ukuphrinta o-oda kusuka kubhu ukuze uzisebenzisele wena. Uma kungenzeka, zama ukuthenga ibhizinisi nokuthenga komuntu ngokwehlukana. Abanini bamabhizinisi abaningi bakuthola kuwusizo ukuthola i-akhawunti ehlukile yokuhlola ibhizinisi nekhadi lesikweletu. Uma nithenga ndawonye, ​​bhala inothi ngalelo risidi uzikhumbuze ukuthi ingxenye yokuthenga ibingeyomuntu siqu.

ukwehla

Sonke siyajabula lapho sithenga ikhamera entsha noma ilensi noma ikhompyutha. Kuyinto entsha ongayifunda, uzame ngayo, usebenze nayo, nokudonswa kwemali enkulu yalowo nyaka, akunjalo? Akunjalo ngempela. Noma iyiphi impahla oyithengela ibhizinisi lakho okulindeleke ukuthi ihlale isikhathi esingaphezu konyaka "yehla." Izindleko ezigcwele azidonswa njalo ngalowo nyaka. Esikhundleni salokho, impahla inikezwa "impilo yasekilasini" bese izindleko zitholwa ngokuqhubeka kwempilo.

Ake sisebenzise ikhompyutha njengesibonelo. Usanda kuthenga leyo khompyutha eyi- $ 1,500 ngoba ikhompyutha yakho endala ibingahambisani nesivinini sakho sokuhlela. Ikhompyutha inempilo yeklasi eneminyaka emihlanu. I $ 5 empeleni idonswe ngaphezu kweminyaka eyisithupha, kusetshenziswa amaphesenti avela kumatafula wokwehla kwenani.

Ngabe ukhona umuntu olindele ukuba nekhompyutha iminyaka emihlanu ngaphambi kokuba kuqale isidingo sokuthuthukiswa kobuchwepheshe? Kunezinketho ezahlukahlukene lapho wehlisa inani lempahla. Ezinye izimpahla zingafanelekela izinhlobo ezahlukahlukene zokwehla kwenani. Khuluma nomlungiseli wokubuyiswa kwentela obhalisiwe, okungcono lowo onolwazi kwezamabhizinisi, ukuthola izindlela ezahlukahlukene eziphathelene nokwehla kwentengo. Gcina engqondweni, uma uqala ukwehlisa inani lempahla, ungahle ukhokhelwe intela ekuthengiseni impahla yebhizinisi uma ithengiswa.

Uhlu Lwezakhiwo Nokugcinwa Kwamarekhodi

Umthetho owodwa wentela obaluleke kakhulu kubathwebuli bezithombe: Okokusebenza kwezithombe namakhompyutha kubhekwa “njengempahla efakwe kuhlu” futhi kukhonjelwe emithethweni nasemikhawulweni ekhethekile. Kungani? Isakhiwo esisohlwini impahla enamandla okusetshenziselwa izinhloso zebhizinisi nezinhloso zomuntu siqu.

Uma uthenga okokusebenza okubhekwa njengempahla efakwe kuhlu, ingxenye yesidingo sakho ukuze uyisebenzise njengezindleko zebhizinisi ukugcina amarekhodi. Lokhu mhlawumbe akuzwakali kumnandi kunoma ngubani. Ngubani odinga elinye irekhodi ukuhambisana nalo? Kungabonakala kubalulekile uma ukusetshenziswa kwebhizinisi kwemishini yakho kuke kwabuzwa.

Kufanele uligcine kanjani irekhodi? Isixazululo esisodwa esilula ukwenza uhlu lwespredishithi yonke imishini yakho, uyihlukanise ngcezu, futhi isikhathi ngasinye usebenzise noma iyiphi into. Faka isikhathi osichithe usebenzisa okokusebenza nenombolo yamashothi athathiwe. Bheka ukuthi imuphi umshini osetshenzisiwe kuleso senzakalo. Ngobufakazi obuningi bokusetshenziswa, layisha lezo zinto ezingezinhle zedijithali kuma-DVD, uzibhale, bese uzigcina namarekhodi akho Uzojabula ngokwenza kanjalo.

Ukusetshenziswa Kwebhizinisi Ekhaya

Mangaki amabhizinisi wokuthwebula asebenza aphuma endaweni esemzini womnikazi? Kunezinzuzo kulabo bathwebuli bezithombe abakhethe ukuqasha indawo ehlukile yehhovisi lomsebenzi wabo. Uma usebenza ekhaya lakho, ungahle ube nelungelo lokufuna ukusetshenziswa kwebhizinisi lekhaya. Lokhu kuyatholakala kubaqashi nakubaninikhaya.

Wazi kanjani ukuthi ungafaka isicelo sebhizinisi lekhaya lakho? Ukuze ube nehhovisi elisekhaya noma indawo yokusebenza, igumbi elimnyama noma isitudiyo, elihlangabezana nezidingo zentela, isikhala sehhovisi kufanele sisetshenziswe njalo futhi kuphela ngenhloso yebhizinisi. Uzodinga ukwazi imidwebo eyisikwele yesikhala sehhovisi lakho nemidwebo eyisikwele yendawo yokuhlala ephelele ukuze unqume iphesenti lakho lokusebenzisa ibhizinisi.

Kulungile, unendawo yebhizinisi esethiwe. Yini ongayithatha? Kukhona izindleko eziqondile nezingaqondile uma usebenzisa ibhizinisi ekhaya. Okuqondile yizindleko ezisebenza esikhaleni somsebenzi kuphela. Ngabe upende lelo gumbi ukuze ukuhlela kwakho kuqedwe ngokunembile? Uma igumbi bekungukuphela kwegumbi olipendile, unezindleko eziqondile, ezikhishwa ngokuphelele.

Izindleko ezingaqondile yizindleko ezisebenza kuyo yonke indawo yokuhlala. Kungasetshenziswa inzalo yokuqasha noma yokubambisa ngempahla. Izinsiza zingasetshenziswa. Kungasetshenziswa umshwalense womqashi noma womninikhaya. Izindleko ezingaqondile ziphindaphindwa ngamaphesenti ebhizinisi ukubala ingxenye ekhishwayo. Ukucacisa, uma isikhala sebhizinisi lakho silinganiselwa ku-15% wendawo yakho yokuhlala ephelele, ukhokha u- $ 1,000 ngenyanga ngokuqasha, u- $ 150 ngenyanga uyadonswa inyanga ngayinye onendawo yebhizinisi.

Izintela Zokuzisebenza

Ake sibheke ukukhokha intela. Ibhizinisi lakho lenze ama- $ 15,000 kulo nyaka ngemuva kwezindleko. [Qaphela: Lokhu kusebenza kubathwebuli bezithombe kuphela, hhayi izinkampani.] Manje, unentela yokuzenzela engu- $ 1,842. Kungani kufanele ukhokhe yonke le mali eyengeziwe ekupheleni konyaka ngenxa yokuthi uyazisebenza?

Intela yokuzimela yingxenye yesisebenzi kanye nomqashi yentela Yezokuphepha Komphakathi kanye neMedicare. Uma ungumqashwa, umqashi wakho ubamba isabelo sakho futhi akhokhe isabelo sakhe kulezo zintela. Uma uzisebenza, akekho ongagodla intela noma akhokhe isabelo somqashi. Kuba yisibopho sakho ukukhokha lonke inani lentela Yezokuphepha Komphakathi kanye neMedicare.

Ungakugwema kanjani ukukhokha intela ngesamba semali ekupheleni konyaka? Yenza imali ekhokhwayo yentela elinganiselwayo. Lezi zinkokhelo zenziwa kane ngonyaka. Ziyindlela elula yokukhokha intela ngemali engenayo engashintshashintsha. Lapho intela yokuzisebenza inyuka njengoba ibhizinisi likhula, abaninimabhizinisi abaningi babheka izinzuzo zokufakwa.

Amathiphu entela aqondene ngqo nabathwebuli zithombe

Amanye amathiphu angeziwe ezindlekweni ezingasiza ibhizinisi lakho:

1. Xhasa iqembu lokudansa, iqembu lezemidlalo, noma enye inhlangano ezobeka igama lebhizinisi lakho laphaya kwabanye. Kuyizindleko zokukhangisa!
2. Uma ukhokhela othile ukuthi akusize ngomsebenzi othile, inani olikhokhela wena kungaba izindleko zenkontileka yomsebenzi. Lokhu akubandakanyi amanani akhokhelwa abasebenzi abavamile. Ungacelwa ukuthi ukhiphe ifomu le-1099 kunoma yimuphi umuntu okhokha u- $ 600 noma ngaphezulu ngonyaka owodwa.
3. Uma ukhokhela umshwalense ukuvikela okokusebenza noma utshalomali lwebhizinisi, lezi zindleko ziyadonswa.
4. Ukuthenga noma ukuqasha isitudiyo noma isikhala sehhovisi kuyizindleko zebhizinisi.
5. Izimali zommeli nezokubalwa kwezimali zebhizinisi lakho izindleko zebhizinisi.
6. Ungakhohlwa ukugcina amarisidi ephepha owasebenzisela izinkontileka kanye nemibhalo yebhizinisi! Faka izindleko zama-CD angenalutho wokudluliswa kwedijithali, uyinki wephrinta uma uprinta izithombe zeklayenti lakho, imali yokuposa yemikhiqizo yokuthumela, nezinye izindleko ezihlobene nehhovisi onazo zebhizinisi lakho.
7. Abathwebuli bezithombe banemishini elungisiwe futhi yagcinwa! Gcina lawo maresidi. Uma ungayigcini imishini yakho isesimweni esihle, awukwazi ukukhiqiza imali. Kuyizindleko ezibalulekile!
8. Lapha kulapho ufaka khona izinto zakho zasesiteji, amabhethri wakho wokugcina, imemori khadi yakho, izikhwama zakho zokuphatha, okwasemuva kwakho, Izenzo ze-MCP, namanye amathuluzi wokuhlela.
9. Uma kudingeka ukuthi ube nelayisensi yebhizinisi, uvunyelwe ukukhipha izindleko zelayisense.
10. Gcina izingodo zemayela ngenkathi ushayela phakathi kwezindawo zebhizinisi. Izindleko zemoto zisekelwa kakhulu ngamalogi wemayela. Izingodo zemileage kufanele ziqukethe usuku, ibanga, nenhloso yohambo okungenani.
11. Kumthwebuli wezithombe oya khona, gcina amarisidi akho ezindleko ezilandelayo ngenkathi ungekho ekhaya: indiza, ukuqasha izimoto / amatekisi / izinto zokuhamba zomphakathi, ukudla, indawo yokuhlala, ukuwasha izingubo, nezingcingo zebhizinisi.
12. Izinhlelo zokuzithathela umhlalaphansi zithathwa emholweni wakho wonke.
13. Umshuwalense wezempilo ozisebenzayo, uma ungafanelekile ukumbozwa ngaphansi kweminye imigomo yomshuwalense wezempilo, udonswa emholweni wakho wonke.
14. Ezemfundo. Abathwebuli zithombe bahlala befunda. Izindleko zemfundo ezithuthukisa ikhwalithi yomsebenzi wakho nezitholwe ngesisusa sokwengeza inzuzo yakho izindleko. Ngakho-ke, Izingqungquthela ze-MCP Online Training ingasetshenziswa njengezindleko zebhizinisi.
15. Okokugcina, kunabantu abaningi abathola izeluleko zentela kubantu abangafanelekeli ukunikeza izeluleko zentela. Ngaphambi kokuthembela ezelulekweni zomunye umuntu, buza nomuntu oyiqonda kahle imithetho yentela ephathelene nebhizinisi lakho ukuze ugcine ibhizinisi lakho liphephile.

 

Umhlahlandlela omuhle kakhulu wemithwalo yemfanelo yentela yamabhizinisi amancane ingatholakala ku: http://www.irs.gov/pub/irs-pdf/p4591.pdf.

Lokhu okuthunyelwe kubhalwe nguRyne Galiszewski-Edwards, umnikazi we-Fall In Love With Me Today Photography. URyne uqhuba ibhizinisi lakhe lokuthwebula izithombe nomyeni wakhe, uJustin. Uphinde abe ngumeluleki ongumakadebona wentela oneSitifiketi Samabhizinisi Amancane futhi ungumfundisi wezifundo ezahlukahlukene zentela.